Cyber Insurance Readiness
Secure Your Future with Comprehensive Cyber Risk Management
Our clients qualify for exclusive discounts on the best policies available
Achieve continuous compliance with our cyber warranty program to ensure you’re able to file a claim if you need to let us help you identify the right coverage, limits, and sub-limits for your organization with our Policy Consultation Services
Essential Questions for Small Business Cyber Insurance
When choosing a cyber insurance policy for your organization, it’s crucial to ask the right questions to ensure comprehensive coverage and preparedness for filing claims.
What does the policy cover?
- Just first-party, or also third-party?
- Data breaches?
- Ransomware?
- Business interruption?
- Regulatory fines?
What are the exclusions?
- Specific cyber attacks?
- Employee negligence?
What are the policy limits and sub-limits?
- Maximum payout?
- Sub-limits for legal fees or data recovery or financial transfer fraud?
- Do you know what limits/coverage you need?
What is the claims process?
- What are the steps, required documentation, and timeline requirements for filing a claim?
What are the prerequisites for coverage?
- MFA, endpoint protection, email security, security awareness training are among many of the requirements for the best policies available
- How can you ensure you remain compliant with these requirements every day?
Does the policy cover third-party service providers?
- Is any of your data handled by a service provider?
- If they experience a breach, could that lead to potential financial or reputational damage?
What is the cost?
- Know the premium costs and any deductibles
