Cyber Insurance Readiness
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Achieve continuous compliance with our cyber warranty program to ensure you’re able to file a claim if you need to let us help you identify the right coverage, limits, and sub-limits for your organization with our Policy Consultation Services
Essential Questions for Small Business Cyber Insurance
When choosing a cyber insurance policy for your organization, it’s crucial to ask the right questions to ensure comprehensive coverage and preparedness for filing claims.
What does the policy cover?
- Just first-party, or also third-party?
- Data breaches?
- Ransomware?
- Business interruption?
- Regulatory fines?
What are the exclusions?
- Specific cyber attacks?
- Employee negligence?
What are the policy limits and sub-limits?
- Maximum payout?
- Sub-limits for legal fees or data recovery or financial transfer fraud?
- Do you know what limits/coverage you need?
What is the claims process?
- What are the steps, required documentation, and timeline requirements for filing a claim?
What are the prerequisites for coverage?
- MFA, endpoint protection, email security, security awareness training are among many of the requirements for the best policies available
- How can you ensure you remain compliant with these requirements every day?
Does the policy cover third-party service providers?
- Is any of your data handled by a service provider?
- If they experience a breach, could that lead to potential financial or reputational damage?
What is the cost?
- Know the premium costs and any deductibles